Best fit
People managing personal or small-business accounts in more than one currency who want a combined view without maintaining a separate spreadsheet for every currency.
Feature
Multi-currency personal finance tracking in one ledger
Give each account its own currency, choose the reporting currency you use day to day, and let Quaestor Ledger convert balances and transactions with live FX rates. You get one view across USD, EUR, GBP, and other supported currencies while retaining the original amounts.
- See balances across currencies in one reporting currency.
- Keep each account and transaction in its original currency.
- Follow cross-currency net worth and money flow without a separate spreadsheet.
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Know the fit before you start
Connection coverage
For U.S. customers, live connections use Plaid and depend on institution and account-type availability; confirm support in the connection flow. CSV and QIF import remain available when live sync is not.
Migration expectations
Import transaction history through CSV or QIF, with mapping and review before anything is created. Each file is limited to 2,000 rows. Quaestor does not promise one-click migration of another product's budgets, rules, reports, or account settings.
Trust boundaries
Bank connections are read-only and cannot move money. Quaestor does not use personal financial data to train AI, and the chat assistant uses read-only, session-scoped access. Review the Security page and Privacy Policy.
In short: Each account keeps its native currency, and Quaestor Ledger converts balances and transactions to your chosen base currency using live FX rates. Net worth, spending, and a money-flow Sankey all roll up across currencies, and historical reporting stays stable as rates move.
How it works
You set a base currency, and each supported ledger account carries its native currency. Quaestor Ledger converts each balance and transaction into your base currency using live FX rates, so a single view reflects holdings in dollars, euros, pounds, or any mix at once.
- Per-account currencies. An account denominated in EUR stays in EUR; another in USD stays in USD. Original amounts are preserved, not overwritten.
- Live FX to a base currency. Balances and transactions are converted to your base currency at live rates, so totals reflect current value.
- Net worth across currencies. Holdings in different currencies are combined into one net-worth figure in your base currency.
- Historical reporting that doesn’t break. Past periods stay consistent as rates change, so a move in today’s rate doesn’t rewrite last month’s numbers.
- Money-flow Sankey. A Sankey diagram shows how money flows between income, accounts, and spending across currencies, unified in your base currency.
Who it's for
People whose money lives in more than one currency and who want a single, honest picture of it all.
- Expats and relocators holding accounts in both their home and current country.
- Cross-border earners and freelancers paid in foreign currencies who need to see real value in their base currency.
- Anyone holding multiple currencies — travel, investments, or family abroad — who is tired of mentally converting between separate apps.
No signup required
Take a short product tour
These product views show how account consolidation, transfer review, forecasting, and briefings fit together. Cash Outlook and briefing examples use illustrative sample data.
See connected and imported accounts in one reporting currency
Keep native amounts while live FX brings balances and net worth into one view.
Review likely transfers before they affect spend
Inspect matched account-to-account movements and dismiss a match when needed.
Look ahead with Cash Outlook
Use recent ledger activity to review a bounded cash projection and its assumptions.
Receive a weekly financial briefing
Review a frozen weekly snapshot, important changes, and items that may need attention.
Frequently asked questions
- How does Quaestor Ledger handle multiple currencies?
- Each account holds its own native currency, and Quaestor Ledger converts balances and transactions to a base currency you choose using live FX rates. Your net worth, spending, and reports all roll up into that single base currency while keeping the original amounts intact.
- Can I see my total net worth across different currencies?
- Yes. Balances held in different currencies are converted to your base currency at live FX rates and combined into one net-worth figure, so you can see your full financial picture without doing the conversions by hand.
- Do historical reports change when exchange rates move?
- No. Historical reporting is anchored so past periods stay consistent as rates move. A change in today’s exchange rate does not rewrite what your spending or net worth looked like in an earlier month.
- What is the money-flow Sankey?
- It is a Sankey diagram that visualizes how money moves between your income, accounts, and spending. It works across currencies, so cross-border flows are shown together in your base currency rather than split into separate currency silos.
- Who is multi-currency support for?
- Expats, cross-border earners, freelancers paid in foreign currencies, and anyone holding accounts in more than one currency. If you currently maintain separate apps or spreadsheets per currency, this brings everything into one ledger.
Keep exploring
See your whole net worth in one currency
Connect or import accounts in supported currencies and let Quaestor Ledger convert and combine them with live FX.
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