Feature
Automatic bank sync via Plaid (read-only)
How it works
You link an institution through Plaid, using Plaid Link — the hosted connection flow. You authenticate with your bank directly, and Quaestor receives a connection scoped to data only.
The connection requests just two Plaid products: transactions and liabilities. That is read-only by design — Quaestor can read your transaction history and balances, but it has no ability to move money, initiate payments, or start transfers.
Plaid supports roughly 11,000+ financial institutions, so most banks and card issuers are covered. Synced accounts span checking, savings, credit cards, loans, and investment accounts, all in one ledger.
| Capability | Quaestor Ledger | Typical budgeting apps |
|---|---|---|
| Read-only connection (no money movement) | Varies | |
| Checking, savings, cards, loans & investments | ||
| Built for 50+ accounts (200 cap) | Varies | |
| CSV / QIF import | Varies |
Scale
Quaestor Ledger is built for complex, multi-institution finances. It comfortably handles 50+ connected accounts, with an upper cap of 200 accounts.
That headroom is meant for people running several banks, multiple credit cards, joint and personal accounts, brokerages, and loans side by side — without forcing you to pick which accounts to leave out.
Other ways to add data
Not every account needs a live connection. You can import history directly with CSV or QIF files.
This is useful for institutions outside Plaid coverage, older archived statements you want in your ledger, or accounts you simply prefer to maintain manually.
Frequently asked questions
- How does Quaestor Ledger connect to my bank?
- You connect through Plaid Link, the standard hosted flow Plaid provides. You authenticate directly with your institution; Quaestor receives a read-only connection that returns transactions and liabilities. Plaid supports roughly 11,000+ institutions, covering checking, savings, credit cards, loans, and investment accounts.
- What does "read-only" mean — can Quaestor move my money?
- No. The connection requests only the transactions and liabilities products, which return account data. It cannot initiate payments, transfers, or any money movement. Read-only means Quaestor can read your balances and transaction history but cannot act on your accounts.
- How many accounts can I connect?
- Quaestor Ledger is designed for complex, multi-institution finances and comfortably handles 50+ connected accounts, with an upper cap of 200 accounts.
- What if my bank is not supported or I want to add data manually?
- You can import history with CSV or QIF files. This covers institutions outside Plaid coverage, older archived data, or accounts you prefer to manage manually.
- Does Quaestor train AI models on my bank data?
- No. Quaestor does not train its own models on your data. AI is used elsewhere in the product (third-party receipt parsing and the chat assistant) and those providers are configured to restrict training use where available. Provider data-retention practices vary — see the Privacy Policy for details.
Keep exploring
Connect every account, read-only
Link your banks through Plaid and bring checking, savings, cards, loans, and investments into one ledger.